Tennessee Financial Literacy Test Data & Complimentary Tests
The Council provides complimentary financial literacy tests for Tennessee residents of all ages. The Tennessee financial literacy testing resources were developed to provide evaluation resources for financial educators, offer a self-improvement tool for individuals, and give the media information about the current state of people’s financial capabilities across Tennessee.
Schools can leverage the Tennessee financial literacy test to address the 9th- and 12th-grade standards, including questions on: budgeting, income and taxes, compounding interest, how interest is calculated, savings, risk management, investment strategies, jobs and careers, fixed and variable expenses, comparison shopping, credit choices, and risk/reward tradeoff.
Tennessee & National Data of 15 to 18 Year-Olds
Tennessee: 15- to 18-Year-Olds
Average Score of 64.81% to Date
Δ: Change in Average Score from Previous Data: +1.84%
601 Participants
National Average Among 52,572 Participants (All Regions): 64.04%
State Comparison: 15- to 18-Year-Olds

Arizona and Oregon were the lowest and highest scoring states among those with 750 or more 15- to 18-year-old participants. Tennessee had 601 respondents. No state passed (70%).
Take the Tennessee Financial Literacy Test & Get Results

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*Educators & Course Facilitators: Each student will receive individual results after completing the test. To receive students’ results, have them forward you the email.